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Since 1981, our mission has been to serve North East Texas by providing personalized banking services.  With full-service banking centers in Wills Point, Grand Saline and our newest banking center in Canton, we are proud to be an independent community bank that serves as your hometown advantage.  Whether you need a standard checking or savings account or you need a loan for a big purchase, we are here to serve.  Come visit us and see what hometown banking can be.

Buying a new home? Remodeling the home you're in? We can help with competitive rates and hometown service.

We have helped to make many customers see their dreams come true with a new home, remodel, or refinance. The best thing about our home loans is that they save you money.

Whether you need short-term operating capital, intermediate machinery purchases or long-term land purchases, we can help.



Talk to a Citizens Representative

Call (903) 873-4157 

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